One important financial goal you might have is saving for your children’s post-secondary education. But this is likely not your only financial goal and it is often difficult to prioritize and consider your complete financial picture. Discussing with your financial advisor all of your financial goals will help you work […]
Most people recognize the need for life insurance — but many still don’t have any, or have the wrong type for their needs, or just don’t have enough. Why? People offer a variety of rationales for remaining uninsured or under-insured. But these reasons may just be myths. Here are a few […]
Is homeownership a goal of yours? It does offer some benefits, in addition to meeting your basic need for shelter. The equity you build in your home can be a valuable financial asset, and you may get to deduct your interest payments on your taxes. But if you’re a first-time homebuyer, what steps should […]
How do you plan for your financial goals? You can start by answering these questions: What is your specific goal? What obstacle do you face in achieving this goal? How can you overcome this obstacle? Here are some examples of how to identify and set goals: Goal: Building sufficient retirement funds […]
Spring is here and for many that means a fresh beginning and the time to spruce things up. This year, as you tidy up your home and surroundings, why not also consider some financial spring cleaning? Here are a few ideas for getting your financial house in order: “De-clutter” your […]
There’s certainly been plenty of volatility and uncertainty the past few months, but one aspect of your financial picture has probably remained stable: your need for insurance. Now might be a good time to review your overall insurance coverage to determine if you and your loved ones are well-protected. Of […]
If you have decades to go until you retire, you don’t need to panic over volatile financial markets — you have plenty of time to regain lost ground and potentially achieve more growth in your investment portfolio. But what if you are nearing retirement or already retired? After all, you […]
Today’s retirees, and those of tomorrow, have had a sense of purpose their entire lives — and they don’t intend to give it up just because they’ll no longer be working full time. In fact, 55% of recent retirees said retirement is the time for “a new chapter in life,” […]
How can you assess your investment portfolio’s performance in 2020? The year was full of wild swings in the financial markets, so your own results may well have bounced around quite a bit, too. But you can still get a clear picture of how you did if you keep your […]
You’ve no doubt heard reports of personal data being stolen and used for financial fraud — anything from online shopping on your credit cards to actual theft from your financial accounts. This problem won’t go away anytime soon, but you can take steps to defend yourself. Here are a few […]